[{"data":1,"prerenderedAt":19},["ShallowReactive",2],{"artikel-en-audit-langganan-bulanan":3,"product-subscriptiontracker":14},{"slug":4,"lang":5,"title":6,"description":7,"date":8,"updated":9,"topic":10,"product":11,"cover":9,"readMin":12,"html":13},"audit-langganan-bulanan","en","Audit your monthly subscriptions in 30 minutes","Streaming, AI tools, cloud storage, apps. Small subscriptions that add up every month. Here is a simple way to list them, review them and decide what to keep.","2026-10-05",null,"produktiviti","subscriptiontracker",2,"\u003Cp>One RM15 monthly subscription looks small. But with eight or ten of them, the total quietly grows. Worse, some are subscriptions we have forgotten about, yet they are still charged to our card every month.\u003C\u002Fp>\n\u003Cp>You do not need a special app to take control of this. Set aside 30 minutes and follow the four steps below.\u003C\u002Fp>\n\u003Ch2>Step 1: Collect every subscription (10 minutes)\u003C\u002Fh2>\n\u003Cp>Open the places that usually record recurring charges:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>Credit and debit card statements for the last three months\u003C\u002Fli>\n\u003Cli>Your subscription list in Google Play or the App Store\u003C\u002Fli>\n\u003Cli>Your email, searching for "receipt", "invoice" or "subscription"\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Write every subscription in one list: name, price, billing frequency (monthly or yearly) and charge date.\u003C\u002Fp>\n\u003Ch2>Step 2: Convert everything to a monthly price (5 minutes)\u003C\u002Fh2>\n\u003Cp>Yearly subscriptions are easy to overlook because you only pay once. To compare fairly, divide the yearly price by 12.\u003C\u002Fp>\n\u003Cp>Example: a RM180 yearly plan equals RM15 a month.\u003C\u002Fp>\n\u003Cp>Then add everything up. Multiply the monthly total by 12 to see the yearly cost. The yearly number is usually the eye opener.\u003C\u002Fp>\n\u003Ch2>Step 3: Label each one (10 minutes)\u003C\u002Fh2>\n\u003Cp>For each subscription, ask two questions:\u003C\u002Fp>\n\u003Col>\n\u003Cli>When did I last use this?\u003C\u002Fli>\n\u003Cli>If it were cancelled today, would I notice this week?\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Cp>Then give it one of three labels:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>Keep.\u003C\u002Fstrong> Used often and clearly worth it.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Review.\u003C\u002Fstrong> Used occasionally. There may be a cheaper plan, or it could be shared with family.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Cut.\u003C\u002Fstrong> Rarely or never used.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Watch out for subscriptions that overlap, such as two cloud storage services or three AI tools that do almost the same job.\u003C\u002Fp>\n\u003Ch2>Step 4: Act and set a budget (5 minutes)\u003C\u002Fh2>\n\u003Cp>Cancel everything labelled \u003Cstrong>Cut\u003C\u002Fstrong> right now, while you are still motivated. For anything labelled \u003Cstrong>Review\u003C\u002Fstrong>, put a calendar reminder a few days before the next charge date.\u003C\u002Fp>\n\u003Cp>Finally, set one monthly budget number for all subscriptions. Whenever you want to sign up for something new, check first whether it still fits that budget.\u003C\u002Fp>\n\u003Ch2>Make it a habit\u003C\u002Fh2>\n\u003Cp>A one time audit helps, but new subscriptions will keep appearing. Repeat this review every three months. It is much easier when all your subscriptions are already organised in one place.\u003C\u002Fp>\n\u003Ch2>Want a ready made version?\u003C\u002Fh2>\n\u003Cp>\u003Cstrong>Subscription Tracker\u003C\u002Fstrong> is a Google Sheets template that does the maths for you: monthly and yearly spend, a breakdown by category, budget status, and a list of plans worth reviewing. Copy it with one click, or download it as Excel.\u003C\u002Fp>\n",{"slug":11,"name":15,"category":10,"type":16,"priceCents":17,"minPriceCents":9,"compareAtCents":9,"isResellerPack":18},"Subscription Tracker","TEMPLATE",1400,false,1791188968858]